Overview

  • Updated On:
  • 06/21/2026
  • 356278
  • Property ID
  • 1 ft2
  • Property Lot Size
  • 6
  • Bedrooms
  • 7
  • Bathrooms
  • 6,218 ft2
  • Property Size
  • 2019
  • Year Built:

Single Family Home for Sale in Charlotte, NC 28278 – 6 Bedrooms, 7 Baths – $3495000

$ 3,495,000
16312 Cozy Cove Rd, Charlotte

Description

Absolutely stunning waterfront retreat on Lake Wylie! Situated on just over an acre within the desireable Palisades area with no HOA restrictions, this exceptional 6 bedroom, 5 full/2 half bath property offers unmatched freedom and luxury in one of Charlotte’s most coveted locations. A charming rocking chair front porch welcomes you into a breathtaking 2-story great room, highlighted by a dramatic three sided floor-to-ceiling stone fireplace. The open dining area flows seamlessly into the chef’s kitchen, featuring an oversized island with breakfast bar, 36″ gas cooktop, double wall ovens and a full size side by side refrigerator and freezer. Just off the great room, the covered deck provides one of many inviting outdoor living spaces with tranquil lake views. The main level primary suite impresses with a spacious 17×21 bedroom overlooking the water, along with spa-inspired bath and walk-in closet. Two additional bedrooms, a jack and jill bath, walk-in pantry and a large laundry room leading to the 3-car garage complete the main level. Upstairs, you’ll find a full private apartment — ideal for in-laws, guests, and more — offering a beautiful kitchen, open living area with lake views, a generous bedroom, 1.5 baths, pantry and laundry. The expansive basement adds even more versatility featuring a living room/rec room, full kitchen, 2 bedrooms and 2 full baths. Over 1,000 sf of unfinished space offers endless possibilities for storage, home gym or future expansion. A separate one-car garage with workshop is perfect for a golf cart, tools and lake toys. Walk out from the basement to a spacious screened porch overlooking the inground pool, hot tub, grill station, built-in firepit and, of course, Lake Wylie. Follow the gentle path down to your private dock and enjoy boating, water sports, fishing or peaceful sunset views. This unique property offers true lake living with unmatched convenience. Schedule your appointment to see this incredible property today!

Address: 16312 Cozy Cove Rd
City:
State/County:
Zip: 28278
Country: United States

Property Id: 356278
Price: $ 3,495,000
Property Size: 6,218 ft2
Property Lot Size: 1 ft2
Bedrooms: 6
Bathrooms: 7
Year Built: 2019

Energy Class: A+
Energy class A+
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AvailableMax Intelligence

Neighborhood & Market Insights

List price $3,495,000 Current property price
Price per sq ft $562 6,218 sq ft listed
Area median $444,950 32 comparables
Internal estimate $1,503,289 - $1,695,199 Based on area price per sq ft
School district 1 school Provider ready
Walkability & Transit Ready for data
Walk Score Connect location Uses the existing Walk Score setup
Transit Score Pending Shown when Walk Score returns transit coverage
Location signal Charlotte 16312 Cozy Cove Rd, 28278, Charlotte, North Carolina
Open Walk Score
Neighborhood Market Strong sample
Median list price $444,950
Median price per sq ft $257
Trend lens Current active inventory
Valuation source Internal market model
This property $3,495,000
Area median $444,950
Estimate lens $1,599,244

This property is 685.5% above the current neighborhood median.

Price History Listing timeline
02/11/2026 Listed $3,495,000
06/21/2026 Last updated $3,495,000
Schools & District Provider ready
Schools Charlotte Ready for school data provider mapping.

The schools block is active and ready for district, ratings, and assigned-school provider data.

Estimated Value History Trend ready
02/11/2026 Listing baseline $3,495,000
06/21/2026 AvailableMax estimate range $1,503,289 - $1,695,199

-54.2% modeled change across available points

Charlotte North Carolina 28278
Data sources
Walk Score setup AvailableMax active listings AvailableMax market model School metadata Listing and valuation history

$ 23,918.79
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
$ 19,550.04

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Important Listing Information

Property ID: 356278

Property Address: 16312 Cozy Cove Rd, Charlotte, North Carolina, 28278

Property details, pricing, availability, photos, dimensions, neighborhood information, and energy-related data may be provided by the property owner, listing agent, user submissions, or third-party data sources. Information may change without notice and should be independently verified before making any real estate, financial, or legal decision.

AvailableMax is a U.S.-based real estate technology platform that enables listing visibility and direct connections between users. AvailableMax does not represent buyers, sellers, landlords, or tenants in real estate transactions, and does not provide brokerage, legal, lending, or closing services unless expressly stated otherwise.

Photos, media, and listing content may be uploaded by users or supplied by third-party sources. Availability, accuracy, completeness, ownership, and usage rights of submitted materials are the responsibility of the submitting source.

Energy-related metrics and similar property attributes may be estimate-based or source-provided and may not reflect official governmental or certified assessments.

Data last updated: June 21, 2026 — 9:04 AM

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